With the new year comes new IRS contribution limits, and it’s important to stay current. For those who qualify, the IRA limit increased to $7,500, up from $7,000 last year. If you’re over age 50, the catch-up contribution brings that total to $8,600. For higher earners, the backdoor Roth can still be a powerful option if structured correctly. These limits may seem small, but over time they can make a meaningful difference. Check out the full video, Investing & Smart Money Moves in 2026 | No Lazy
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