Annuity providers offer a vast range of kickbacks – cruises, iPads, even diamond-encrusted Super Bowl-style rings – to entice retirement advisers to sell their products. Today I sent a letter to 15 of the largest annuity companies, requesting more information about the incentives they offer, and their policies for disclosing these potential conflicts of interest. If advisers are more interested in fancy vacations than their clients’ best interests, the retirement security of millions of American
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