Many new developers assume they’ll be rejected for funding just because they’ve never completed a project before… but that’s simply not true. At The Money Hub, we regularly help first-time developers secure the finance they need—whether it’s for lighter refurb jobs like new kitchens and bathrooms, or more involved works such as converting a house into multiple flats. Lack of experience doesn’t have to hold you back. With the right guidance and a solid plan, lenders will support your project. If
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💡 The real costs behind development finance Knowing the numbers upfront helps you avoid surprises on your project 👇 💰 Arrangement fees: Usually 1–2% of the loan. 📄 Valuation & legal fees: please ensure that you are able to cover both your solicitor and the lender’s costs. 📏 Monitoring surveyor fees: Charged at each stage drawdown by your Quantity Surveyor or Asset Manager. 🏦 Interest: Typically added to the loan balance. 🔄 Exit fees: Sometimes based on loan amount or GDV. 🛠️ Contingency
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