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1. I’ll never leave money sitting in an account that isn’t earning me money. 2. I’ll never buy things on my credit card that I wouldn’t be able to buy with my debit card 3. I’ll never put my money in a savings account that doesn’t have over 3% interest ( link in bio to learn how my savings account pays my monthly grocery bills) 4. I’ll never go more than a week without looking at my bank account. 5. I’ll never pay for late credit card fees or interest payments because I keep my cards paid in ful
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Using a credit card responsibly can help build a strong credit history and improve your credit score. Here are some tips for using a credit card to build credit: 1. Make sure to pay your bill on time each month. Late payments can have a negative impact on your credit score. 3. Keep your credit utilization low. This means that you should try to keep the amount of credit you are using relative to the amount of credit you have available (also known as your credit limit) as low as possible. It's gen
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And THIS is why credit cards are awesome💳 Chargebacks can be used in situations like👇 -You were charged by a merchant for items you didn’t receive -The merchant could’ve duplicated a charge by mistake -A technical issue may have caused a mistaken charge -Your credit card info was either stolen or used inappropriately (like in this case, if your kids make unauthorized charges) & good news, chargebacks don’t usually affect your credit score. Debit Cards also offer chargebacks in some scenarios,
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