Currently, the best CD rates still earn above 4 percent APY. The top rate tracked by Bankrate's editorial team is 4.20 offered by State Employees Credit Union (NC).

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

Dec 23, 2025 · Bankrate tracks the best certificate of deposit rates and recent interest rate trends for you.

To find the best one-year CD rates, we regularly survey one-year CD offerings from the banks and credit unions that continually offer the most competitive rates.

But Bankrate’s team shopped around to find some of the best CD rates available nationwide. Compare these offers, then calculate how much interest you would earn when your CD matures.

Dec 23, 2025 · Marcus offers three types: regular CDs with the best rates, no-penalty CDs you can close early, and one rate bump CD that protects you if rates go up.

Dec 23, 2025 · When deciding where to park your savings, compare the best CD rates, available term lengths and minimum deposit amounts (if any) at several banks when deciding where to …

2 days ago · Find the best CD rates in Florida. Compare CDs from various banks, evaluate terms, and make informed decisions to maximize your savings.

3 days ago · Looking for high yield cd rates in Illinois? Find the cd rates from local banks, lending institutions and IL credit unions.

2 days ago · Looking for high yield cd rates in Georgia? Find the cd rates from local banks, lending institutions and GA credit unions.