With a little more than a month before the 2025 COLA kicks in, here's what you should know about the upcoming adjustment.

While seniors will get their regularly scheduled benefit checks this month, 2025 brings an entirely new cost-of-living adjustment for beneficiaries.

And while it can be challenging to find time for number crunching when you're busy making holiday travel plans and wrapping gifts, it's an important thing to do nonetheless. If you're on Social Security,

Social Security payments are typically paid out starting on the 2nd Wednesday of the month. The remaining two payments will be paid out on the following two Wednesdays of the month. Which week you receive your payment depends on your birthdate. There is one big exception, which I'll cover below.

Here are the dates to remember: Birthdate 1 st -10 th — payment on 8 January Birthdate 11 th -20 th — payment on 15 January Birthdate on 21 st -31 st — payment on 22 January Birthdate 1 st -10 th — payment on 12 February

The date you receive your Social Security benefits depends on your birthday and the exact benefit type you're receiving.  December is a little different since January 1st is a holiday. Be sure to check the updated payment dates below.