Mortgage lenders working with Fannie Mae and Freddie Mac can now choose to use Vantage Score 4.0, while still keeping tri-merge credit checks on borrowers.

Reinstated mortgage insurance premium deductibility and a higher cap on state and local tax deductions could change whether ...

FICO shares fell as Fannie Mae and Freddie Mac will now permit lenders to use VantageScore 4.0. This decision increases competition in credit scoring. It potentially impacts FICO's market share.