Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

The Trump administration is set to issue new guidance prohibiting states from removing medical debt from credit reports.

A credit card charge-off can hurt your credit and lead to other consequences, but there are ways to fix the issue.

Paying your credit card bill every week might sound obsessive, but it can boost your credit score and help you avoid ever ...

Twenty years ago, our son declared bankruptcy. As the years passed, he improved his credit rating. Recently, he lost his job and maxed out his credit cards. He now lives with us and doesn't own a ...

To better improve their chances of HELOC borrowing success, then, it may help homeowners to know the smart ways to use the ...

Lacey told The Ramsey Show that her housing payment was $3,100, and her other debt payments for things like her car, credit ...

U.S. credit card delinquencies continued to rise last month even as net charge-off rates fell, signaling more borrowers were ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.

There is no collapse. No Lehman Brothers moment. Instead it’s a slow burn, a financial treadmill that many are never able to ...

Think you’re cursed this Halloween season (or anytime of the year) and can’t save money? Think again! A “No Spend Challenge” ...

The national opinion poll found that about 3 in 5 U.S. adults (61 percent) said they would be uncomfortable talking about their bank account balances with family members or close friends. And other ...