Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

The Trump administration is set to issue new guidance prohibiting states from removing medical debt from credit reports.

A credit card charge-off can hurt your credit and lead to other consequences, but there are ways to fix the issue.

Paying your credit card bill every week might sound obsessive, but it can boost your credit score and help you avoid ever ...

Learn how fixing credit report errors, always paying on time, and lowering your utilization can seriously improve your credit ...

For individual investors committed to financial independence, the rate cut offers no rescue. The solution lies in treating ...

Twenty years ago, our son declared bankruptcy. As the years passed, he improved his credit rating. Recently, he lost his job and maxed out his credit cards. He now lives with us and doesn't own a ...

To better improve their chances of HELOC borrowing success, then, it may help homeowners to know the smart ways to use the ...

Lacey told The Ramsey Show that her housing payment was $3,100, and her other debt payments for things like her car, credit ...