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Should you get a balance transfer or personal loan? This guide covers the pros and cons between both so you can choose the smartest option for your money.

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The Credit Card Balance Transfer Dance is a smart strategy to minimize interest charges and accelerate your debt payoff ...

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More and more people who are filing for bankruptcy have retail credit card debt, and those bills are getting harder to pay off with record-high interest rates.

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Balance transfer fees usually range from 3% to 5%, so do the math and make sure the savings outweigh the fee. Also, these cards usually require good credit (670 or higher FICO® Score) to qualify for.