Rules are changing. Here's what they're likely to look like next year, so you'll know exactly what to expect if you're working and collecting benefits.

The Social Security Administration ended the delivery of paper Social Security checks on Sept. 30, 2025. Going forward, all Social Security payments will come via direct deposit or on a prepaid debit card.

Several Social Security Administration (SSA) changes are arriving this month for beneficiaries. On October 15, the cost-of-living adjustment (COLA) will be finalized for next year, determining the adjustment for benefit increases to take effect in January.

The Trump administration wants to cut back disability benefits for low-income and older Americans by up to 20%, a move that could affect hundreds of thousands of people. (1) It’s part of the administration’s focus on streamlining Social Security — by cutting staff and reducing benefits — to save money and reduce alleged fraud.

If there's one thing that all politicians seem to agree on: protecting Social Security. But as always in politics, the hopes and dreams don't always play out