If you need retirement funds for living expenses now, paying taxes on a Roth conversion may cost more than it saves. But, if ...

In a recent monthly column, Ed Slott reviewed the options of a young widow who is the beneficiary of an IRA. Following is a summary of the two main options available to a widow in this position.

Retirement accounts like the 401(k), 403(b), and traditional IRA are tax-deferred, meaning you get a tax break upfront (the ability to deduct contributions from your taxable income), but you must ...

Once you reach the age of 73, the IRS requires you to make minimum annual distributions from non-Roth retirement accounts. You must calculate your own RMD based on the value of your ordinary IRAs as ...

After you hit age 73, you generally have to take required minimum distributions, which are the minimum amount the IRS requires you to withdraw from select retirement accounts like 401(k)s and IRAs ...

As year-end approaches, some older Americans must soon take required withdrawals from retirement accounts — and there are several options if you don’t need the money, experts say. Most retirees must ...

The IRS eventually comes looking for the tax revenue it didn't get to collect earlier on the money invested within IRAs and other tax-deferred accounts. Just because you withdraw money from a ...