Credit card interest rates can quickly take your balance from manageable to overwhelming. Paying off your monthly statement balances in full each month is the best way to avoid cr ...

While some experts recommend tackling the highest-interest debt first, known as the debt avalanche method, I’ve found — both ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

A six-figure salary isn’t a guaranteed cushion from debt, but careful credit card use can be part of your new financial ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

Learn how credit scores influence car loan interest rates in 2025 and discover tips to secure the best financing for your next vehicle purchase Staff Personal Finance Editor, Buy Side Valerie Morris ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. Refinancing ...

When I turned 18 (25 years ago), my parents had me open a credit card in my name so I could start building credit. I never used it though—they did (responsibly, this isn’t going in that direction).

It’s getting more expensive to hold credit-card debt, even though the benchmark U.S. interest rate hasn’t budged in months. The Federal Reserve last week kept its short-term interest rate in the same ...