Your birth year determines your full retirement age, and claiming benefits too early means permanently reduced monthly ...

Many American workers retire just in time for Social Security benefits but a little too early for Medicare coverage. The ...

If you retire earlier than most or were forced to quit due to layoffs, you face a potentially longer gap. For someone in ...

Learn how Social Security checks, survivor benefits, taxes, and work rules can change after a spouse dies so you're not ...

The Department for Work and Pensions (DWP) has confirmed changes to State Pensions and benefits over New Year for people ...

Today’s oldest baby boomers are pushing 80. But many baby boomers are still in their early 60s, which means they may still be ...

By the time you reach 70, you may no longer be able to fully enjoy retirement, and it will likely be more expensive to get ...

Two Social Security consultants share insights on when to take Social Security and discuss some of the key changes affecting ...

The Social Security Administration (SSA) applies an earnings test for anyone who claims retirement benefits before they reach ...

Baby Boomers are making a big mistake when it comes to Social Security. Unfortunately, it is a mistake that could cost them ...

Claiming Social Security early isn't always an unwise move. There are plenty of situations where it makes sense to file ahead ...

The short answer to your first question: No, your wife can't claim her benefits now and switch to spousal benefits later on if she's eligible for both when she files for benefits. That restriction ...