A deferred annuity is a long-term contract with an insurance company that provides future income–often for life–in exchange for premium payments, with options like fixed, variable, and indexed types ...

A variable deferred annuity is a kind of deferred annuity in which the contract value can, and usually will, vary daily to reflect the performance of the “separate accounts” (see Q 510) chosen. As ...

If you’ve been wondering what is a deferred annuity, it’s essentially a retirement savings product that lets your money grow tax-deferred until you decide to withdraw it. You can invest either a lump ...

An individual who transfers a nonqualified deferred annuity contract issued after April 22, 1987, for less than full and adequate consideration is treated as having received “an amount not received as ...

Immediate annuities and deferred annuities are two types of financial products that allow individuals to save or begin retirement or other long-term goals. In return, the insurance company agrees to ...

SPRINGFIELD, Mass., May 10, 2011 /PRNewswire/ --Massachusetts Mutual Life Insurance Company (MassMutual) today announced the launch of MassMutual Stable Voyage, a new single premium fixed deferred ...

Insurance companies generally prefer that annuity contract holders do not surrender their contracts. While a surrender charge penalty would apply, and some of those who surrender an annuity are doing ...

A fixed annuity provides a guaranteed income stream. Payouts can be immediate or deferred. Drawbacks include limited upside. Annuities can help ensure your retirement savings last your entire life.

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about insurance, investing, personal loans, home equity loans, mortgages and banking. She lives in North Carolina ...

A deferred annuity is a popular way to structure an annuity for those seeking retirement income. An annuity pays out money over a period of time, typically during retirement, helping ensure that ...