The rate on a 30-year fixed refinance fell to 6.21% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.34%, and for 20-year mortgages, the ...

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

Mortgage rates aren't so much higher today as they are back to normal. Yesterday's abrupt and unexplained drop felt like ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

What is a cash-out refinance, and how does it work? A cash-out refinance allows you to replace your current mortgage with a new, larger one and receive the difference in cash. Unlike a rate-and-term ...

If you've been waiting for rates to drop to refinance a 8% mortgage, your time has come. Rates are now the lowest they've been since early 2023. The 30-year fixed-rate hit 6.06% on average during the ...

When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of refinancing? “If you want to refinance, I say, ‘Well, what do you want to do? What do ...

Accessing the equity in your home can help you move forward on your financial goals, whether you’re planning major renovations, consolidating high-interest debt, or building long-term stability.