The days of lockdowns and mass death are long over, but we're all still living in with the ripple effects five years later.

It can be easy to forget, or look away from, the pain and disruption of the pandemic. The numbers will be there to remind us.

“But then, of course, the long-term effects of that stimulus is fueling inflation, which then obviously ... as consumers moved on from their COVID-era needs. “The pandemic — it's still ...