When we talk about brick-and-mortar closures, we're typically reporting on retail stores. This year alone, JOANN, Big Lots, and Macy's have all announced significant closings or that they're going out of business entirely.

TD Bank is closing dozens of local branches, according to filings with the OCC. The impacted locations span 10 states and Washington, DC.

A recent bulletin from the Office of the Comptroller of the Currency shows that Flagstar Bank is closing 24 branches in five states.