For individual investors committed to financial independence, the rate cut offers no rescue. The solution lies in treating ...

Twenty years ago, our son declared bankruptcy. As the years passed, he improved his credit rating. Recently, he lost his job and maxed out his credit cards. He now lives with us and doesn't own a ...

To better improve their chances of HELOC borrowing success, then, it may help homeowners to know the smart ways to use the ...

Lacey told The Ramsey Show that her housing payment was $3,100, and her other debt payments for things like her car, credit ...

U.S. credit card delinquencies continued to rise last month even as net charge-off rates fell, signaling more borrowers were ...

But, according to Dave Ramsey, John isn’t bankrupt. “You’re 20 years old. You have a baby and you’re scared. And you’ve done ...

Opening more than one balance transfer card can save you hundreds of dollars, if you do it for the right reasons. Here's when ...

Think you’re cursed this Halloween season (or anytime of the year) and can’t save money? Think again! A “No Spend Challenge” ...

The 2008 financial crisis occurred in part because banks and other financial institutions were offering too many mortgages to ...

Making and regularly updating a budget can help you live within your means and save for the future, whether that means a down ...

Rising auto, credit card, and student loan delinquencies signal growing financial strain among U.S. households• Younger and ...

Explore how EquitySelect, a new HELOC from HighTechLending, offers seniors a flexible credit solution with low payments and ...