Credit utilization is an important factor in your credit score. Most experts recommend keeping this ratio below 30 percent ...

Understanding the minimum thresholds for debt lawsuits can help you navigate collections and protect your finances.

Here are three no-annual-fee balance transfer cards that offer long intro APRs, solid perks, and can help you pay off debt ...

The Wells Fargo Reflect card comes with one of the longest intro APR periods on the market. Here's how easy it is to apply ...

When the government has to borrow more, so do everyday Americans. Plus: Surplus oil, cultural critics, credit card perks and wearable AI.

With credit card debt rising, what's the case for tapping a retirement account to pay it down? Experts weigh in.

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, and the Silent Generation.

A former Fed advisor said the recent selloff in gold and silver wasn’t just nervous investors booking profits on oversold ...

More than half of Gen Xers don’t think they’ll be financially prepared when the time comes to retire, according to ...

First officer twice tried to stop botched landing before plane skidded off the end of the runway, NTSB says ...

While a Fed rate cut is big news, consumers might only be expected to see slight relief when it comes to much borrowing.

For some, use of credit cards is a carefully planned luxury — perhaps used to ensure the accumulation of lots of airline or hotel points — for purchases that can be paid off within a month or two. But ...