The average monthly maintenance fee for a checking account is $13.95, or $167.40 a year. But nearly a third of checking accounts don’t charge a monthly service fee, meaning consumers may be able to ...

Erin is a Senior Banking Writer at Forbes Advisor, bringing several years of experience in personal finance topics. She previously worked as a staff writer for Kiplinger.com, where she covered a broad ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

The Federal Deposit Insurance Corporation, or FDIC, insures deposits if a member bank or financial institution fails. It guarantees common account types, including checking accounts, savings accounts ...

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about ...

The calculator information provided is for educational purposes only. Projections generated are hypothetical and not a guarantee of future results. Read important information here. In 2026, SoFi® Bank ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Cierra Murry is an expert in banking, credit cards, investing, ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Discover the top instant-access, fixed and regular savings rates on the market, plus the best banks and building societies to save with Reena SewrazSenior Money and Retail editor Reena has been ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Suzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science in ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.