Fraser Allport emphasizes that Roth IRA conversions are not one-size-fits-all, and are often implemented as a multi-year ...

The owner of a Roth IRA can trade options using funds in the account, but restrictions and risks make the strategy unlikely ...

The bestselling personal finance author and the nonprofit organization for Americans over 50 send a key message.

Roth IRA vs. 401k: Which is the better investment for your future? Shane Hummus breaks down these retirement plans to help ...

Reviewing prior-year tax returns can uncover missed planning opportunities. Learn four common tax red flags advisors should ...

Personal finance expert Suze Orman has long championed Roth retirement accounts as one of the most powerful tools for ...

Trump Accounts hold limited appeal for kids who miss out on free seed money—unless you look ahead to the surprising tax value they can unlock when your child turns 18.

How grandparents can use Inherited IRA and special needs trust planning to reduce taxes and provide long-term financial ...

When my friend said he’d written a will and put me in it, it was an awkward moment. I told him I didn’t know what to say, so ...

Legacy planning also shifts the calculus. Roth IRAs don't have Required Minimum Distributions during your lifetime, and heirs generally receive distributions free of income tax, though they must empty ...

A Roth conversion means taking a tax hit today to avoid one later, so if you expect to be in a lower tax bracket in ...

“We save $7,000 per month in our taxable account, and we are both maximizing our 401(k) plans.” ...