A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

Denied for a credit card? You're not alone. Learn why rejections happen, how to fix common issues, and what to do to finally ...

Your credit score has a big impact on how easily and affordably you can borrow money - yet many people have no idea how it's ...

Buy now, pay later (BNPL) services have entrenched themselves on every shopping platform and nearly every service you can ...

Understanding and avoiding common credit card rejection reasons can enhance your credit profile and financial future.

Handing your teenager a credit card can build financial muscle, but a single missed payment can tank their score for years.

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

If you are looking for affordable credit cards with low interest rates, Moneycontrol offers access to several lifetime-free cards. Through the Moneycontrol app and website, you can apply for ...

Common Reasons Credit Card Applications Are Declined 1. Low Credit Score Credit card issuers evaluate your creditworthiness through a credit check, using your score as a key approval factor. Your ...

There are several ways to lower your credit card interest rate, including by calling your card issuer to negotiate a lower rate.

APR is the interest you're charged for borrowing against your limit, and some cards have lower interest rates than others. Select breaks down which credit cards have the best interest rates.