The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Discover and Bank of America cards are currently not available on CNBC Select. Links have been redirected to our credit card marketplace, where you can review offers from other issuers. Business ...

Whether you only fly United Airlines occasionally or are a Premier 1K member, it can make sense to get a United credit card. United cards can unlock useful perks like free checked bags, priority ...