Q. I am 64 and recently widowed. I plan on working until age 70 before I apply for a Social Security benefit. I currently earn $150,000 per year.

Social Security benefits are a critical source of income for many people. Unfortunately, some of the individuals who are reliant on benefits may soon find themselves facing one of the biggest benefit cuts in history.

If you’re disabled and haven’t paid into Social Security yourself, you may still qualify for survivor benefits based on your spouse's work history. Visit SSA.gov or speak with an SSA representative to confirm your eligibility.

The maximum taxable earnings are the amounts of income subject to Social Security payroll taxes in a given year. In 2025, it's $176,100. This will rise to $184,500 in 2026. This is often the step that bars people from taking home the max benefit. The average person simply doesn't make enough to do this.

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: I’m 59. In 8 years, I will qualify for an average Social Security income. I have no retirement saved and am not a homeowner but I have been blessed with a ...

Millions of married and divorced Americans are eligible for Social Security spousal benefits — but most never claim them. Here's how to know if you qualify, plus tips for timing your claim strategically.

In 1983, Congress passed a law gradually raising the full retirement age from 65 to 67 to account for longer life expectancies and to help sustain Social Security funds. As of this year, 67 is officially the milestone age for full benefits, applying to ...

The SSA’s final October payments went out this week, and some beneficiaries will see two deposits in October — including an early SSI payment on Oct. 31 — before the next checks arrive