Seagate is a major player in the disk drive industry, but its Premium Recovery Suite consumer-level data recovery software has a very restrictive licensing model.

GoFlex Turbo hard drives come with two years of coverage under Seagate's SafetyNet service, which tries to recover lost data after equipment damage.

Seagate announced plans Monday to offer data recovery and drive-replacement services for all its hard drives, provided the consumer pays an insurance fee up front.

The new 22TB hard drives come with Seagate's IronWolf Health Management system along with three years of complimentary Rescue Data Recovery Services.

Save $60 on a capacious external hard drive and let a team of pros recover your data if something bad happens (like a flood).