The maximum possible benefit is $5,108 per month for those who delay claiming Social Security until age 70. Opting to take your benefits at 62 reduces the maximum to $2,831, while waiting until the full retirement of 67 increases it to $4,018.

Some retirees will receive their final July Social Security payment on July 23. See who qualifies and how to check your status.

If you started getting SSDI before May 1997, you'd usually receive your payment on the third day of every month. Note that this isn't always the case, like when the third day falls on a weekend or holiday. For 2025, this will happen in August, so you can expect to receive that month's payment one to two days earlier.