Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Your credit report is a comprehensive document of your credit history that dictates your credit score and influences financial decisions made by lenders. Understanding your credit report can guide ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

Discover how consensual, statutory, and judgment liens affect your credit. Learn which liens are harmless and which can harm ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

What’s the difference between a credit score and a credit report, and how does each affect my finances? If there’s one thing you know about your credit, it’s that it has to be good. That may sound ...

It’s a good idea to check your credit reports from the three credit agencies regularly, and when consumers get their report from Equifax they may notice some changes. The company has unveiled a newly ...

If you have a thin credit file, you may have difficulty qualifying for loans and credit cards. So, what is a thin credit file ...

Credit reporting problems can be a significant blow to an individual’s financial fortunes. In Virginia, where over 46,000 consumers have filed complaints about credit reporting issues, according to ...

Your credit report is getting a reader-friendly makeover. Equifax, one of the three major credit bureaus, unveiled on Thursday a new design for its physical credit report, which now prominently ...