Social Security Retirement Benefits

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How Your Social Security Benefit Is Calculated -- and Where Most Retirees Go Wrong

Claiming benefits early reduces your monthly benefit by 5/9 of 1% monthly, up to 36 months. Every additional month after that further reduces them by 5/12 of 1%. This means that if your full retirement age is 67 (anyone born in 1960 or later), your benefits will be reduced by the following, based on claiming age:

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A New 2026 Social Security Cap Could Limit Benefits to $50K

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Here’s the minimum Social Security benefit for retirees in 2026

New Social Security Proposal Deals Higher Earners a Harsh Blow

You’ll often hear that trying to retire on Social Security alone is a bad idea. Given that the average monthly retirement benefit today is only about $2,076, it’s easy to see why. But some seniors on ...

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Here's how claiming Social Security at 62 affects your monthly income for life

Deciding when to claim Social Security is difficult, and claiming early can be tempting.

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How to Avoid Social Security’s Most Hated Trap

For millions of retirees, Social Security is supposed to be a reliable source of income. But many recipients face an unwanted ...

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