We asked financial experts for their views on the "4% rule" and how to weather changing market conditions while keeping your ...

Planning for retirement often comes with major financial concerns — from rising inflation to unexpected healthcare expenses.

Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

In 2022, the last year for which there’s data available, the average retirement savings balance for 65- to 74-year-olds was ...

As there’s no way to predict investment returns, inflation rates or longevity, the fear of running out of money in retirement is a real concern for most seniors. To help alleviate this fear, financial ...

The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a stock-heavy portfolio to generate sufficient returns. Both strategies demand ...

The purpose of the 4% rule is to help you avoid depleting your savings in retirement. The rule may not work for you for a number of reasons. The best thing to do is use the 4% rule as a starting point ...