With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

Most people aren't able to buy a home in cash. Instead, they borrow money from a bank in the form of a mortgage loan. Of course, no bank lets you borrow money for free. You'll be charged interest, ...

Estimate your monthly loan repayments, interest rate, and payoff date Amortization is an accounting technique that's used for several different purposes. Most of us encounter the term when we take out ...

If you repay a mortgage according to an amortization schedule, it means you’ll make payments in monthly installments over the life of the loan. These payments are applied to your loan principal as ...

Mortgage amortization refers to the split between how much of your loan payment goes toward principal vs. interest. At the beginning of your loan, a larger portion of your payment is put toward ...