I've spent years studying credit card rewards, and I'll be honest -- there's no one-size-fits-all answer to the cash back vs. points question. Some people swear by the flexibility of cold, hard cash.

CASH IS KING! Or so they say... Let’s compare CASH BACK vs. TRAVEL REWARDS credit cards (points and miles) to see who the true king really is! Click "Show More" to see Ad Disclosure. VIEW CREDIT CARD ...

You pull up your credit card app, see two offers: one gives you 5% cash back on groceries, the other offers 5× points redeemable for flights. Which do you pick? Depending on what you spend, how you ...