SoFi offers a strong interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A strong 0.50% APY on all balances and an opportunity to earn a bonus ...

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

With an online account, instead of using checks to pay bills, expenses are debited directly from the account. Because the accounts are designed for strictly online use, they typically come with higher ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

That said, we prioritized checking accounts that nixed monthly maintenance fees, featured savings accounts, and had no charge or reimbursed out-of-network ATM fees. Here are the best checking accounts ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you torn between a ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Banks make it easier and ...