Spousal Social Security benefits can be complex, but understanding them can help maximize your retirement income.

Millions of couples can use spousal benefits to boost their budgets in retirement.

How do Social Security spousal benefits work? My wife, who’s approaching age 62, has had a few small-paying jobs over the years, but spent most of her time as a homemaker. What is she entitled to?

You must be married to a qualifying worker for at least one year before you become eligible. Ex-spouses can qualify if they were married to the worker for 10-plus years and haven't remarried. You only ...

Don't wait to understand your spousal benefit eligibility.

Spousal benefits are available to current spouses and some ex-spouses of qualifying workers. Claiming early can reduce your spousal benefit by up to 35%. You'll only get a spousal benefit if it's ...

Dear Savvy Senior: How do Social Security spousal benefits work? My wife, who’s approaching age 62, has had a few small-paying jobs over the years but spent most of her time as a homemaker. What is ...

Social Security survivors benefits can be an important source of financial stability after your partner passes away.

Eligibility for spousal Social Security benefits is based on several factors, including your age and how long you've been married. Some requirements for spousal benefits have exceptions. Divorced ...

You must meet one of two length-of-marriage rules to be eligible for spousal Social Security. You generally cannot claim spousal benefits until your partner is receiving their retirement benefits. You ...