A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

When you have a credit card you don’t use, canceling it might seem like an obvious move. That’s especially true if the card carries an annual fee or you’re prone to overspending. But if you aren’t ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

Closing a credit card can hurt your credit score, so know the potential risks and benefits before you make the call. Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 ...

It’s not always possible or even desirable to maintain the highest possible credit scores. Sometimes, other factors must take ...

Scan 60–90 days of card/bank statements and make a “hit list” of anything recurring, vague, or annual — you can’t cancel what ...

Canceling a credit card that you no longer use is typically a straightforward process. However, the steps you need to take and the prerequisites often vary between lenders. Additionally, it’s ...