Loan modification programs are initiatives designed to help borrowers who are struggling to make their mortgage payments. These programs provide an opportunity to restructure the terms of a mortgage ...

How does loan modification work? A loan modification refers to permanently changing the terms of your existing mortgage loan rather than replacing it with a new one like you would if you refinanced it ...

Overall foreclosure prevention activity slowed at Fannie Mae and Freddie Mac this spring, just ahead of a transition to shorter allowable forbearance periods and more reliance on loan modification.

A mortgage loan modification is a relief option designed for borrowers experiencing long-term financial hardships that make it impossible for them to keep up with payments. The goal is to reduce your ...

New foreclosure laws, including the Homeowner Bill of Rights, made "dual-tracking" illegal in California, however many lenders simply refuse to comply with the law and continue dual-tracking borrowers ...

If you're behind on your mortgage payments and believe you won't be able to catch up, you may want to discuss a deed in lieu of foreclosure with your lender. A deed in lieu of foreclosure is an ...

ENCINO, CA, UNITED STATES, March 27, 2026 /EINPresswire.com/ — The Nonprofit Alliance of Consumer Advocates, a federally recognized nonprofit organization dedicated ...

Foreclosures have reached a seven-year high, and bank repossessions are up 33% from the first half of 2025 to the first half of 2026. Homeowners struggling to make payments should contact their lender ...

TALLAHASSEE, FL – As part of National Consumer Protection Week, Attorney General Bill McCollum today issued a consumer advisory on foreclosure rescue services and foreclosure-related loan modification ...

Russell L. Penzer, a partner with Lazer, Aptheker, Rosella & Yedid, writes that New York courts have found that it is necessary, in order for mandatory settlement conferences and mediation to be ...