The median 401(k) balance for workers in their 30s is $78,857, according to 2026 data from Empower. Contributing to retirement savings in your 30s allows you to benefit from decades of compound ...

Core stock holdings for a 401(k) should be broad-based in scope and low-cost. Usually, their goal is to capture market-level returns without excessive risk or fees. Fidelity is the largest 401(k) ...

Forbes contributors publish independent expert analyses and insights. Catherine Brock covers personal finance and investing. Fidelity bond funds are generally available within Fidelity-run 401(k)s, ...