Americans are carrying a total of $1.2 trillion in credit card debt. But Affinity Plus says debt consolidation programs can help save money.

CNBC Select looked at fees, interest rates and repayment options for different credit scores to find the best debt consolidation loans.

Struggling with credit card debt? Discover effective strategies to regain financial control in our latest guide. Learn ...

"Federal Trade Commission rules include an advance-fee ban," says Pack. "This rule prohibits a debt relief company from ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off ...

With inflation, rising credit card rates and the pressure to “keep up,” many millennials are turning to personal loans as a way to get out of debt faster. Debt consolidation through a personal loan ...

There are some pretty common expenses and purchasing habits the middle class can easily cut back on that can seriously improve their finances.

Managing debt can feel overwhelming at any age, but even more so as you get older or enter retirement. If you're looking at your credit card statements or loan payments and wondering about the best ...

Debt consolidation is an effective way to manage debt, but it can affect your ability to qualify for a mortgage. The effect could be positive if it reduces your debt faster and strengthens your credit ...

There is not a single federal debt forgiveness program for older adults. However, options such as debt management plans, credit counseling, and debt consolidation loans are available. Debt forgiveness ...

*Rates and APRs are subject to change. All information provided here is accurate as of May 29, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...