Several benchmark refinance rates are lower. If you're shopping for the best refinance rate, keep an eye out for lower rates.

Mortgage rates rose slightly today. The average 30-year fixed hit 7.03% while 15-year and ARM rates also increased.

Prospective homebuyers seeking ways to afford a mortgage might be wondering whether they can negotiate to get a lower ...

After notching a one-year high last week, mortgage rates moved lower Thursday—the third drop in the last four days. Rate ...

Many Americans have postponed homeownership and are waiting for mortgage rates to fall. But millennials have shown an ...

Most analysts expect mortgage rates to remain relatively flat for the rest of the year. However, another interest rate cut or economic shifts could change that equation. The current mortgage rates ...

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The amount of mortgage refinances has drastically slowed since the low rates of 2020 through 2022. The 30-year mortgage rate ...

Lenders use several factors to set mortgage rates every day. While every lender’s formula will be slightly different, it will factor in the current federal funds rate (a short-term rate set by ...

Commissions do not affect our editors' opinions or evaluations. Mortgage rates tend to fluctuate day by day. So if you’re planning to buy a home, it’s a good idea to keep a close watch on ...

Pay some points: Points are a form of prepaid interest, with each point equaling 1% of your loan amount. In return for points ...