New data from Equifax shows that only 35 out of every 100 mortgage applicants are closing in 2026, down from 65 out of 100 in ...

Mortgage Credit Score Competition Yields More Than $600 Million in Savings During First Full Year of Adoption Switching to VantageScore 4.0 Saves More Than $100 Per Completed Mortgage Federal Housing ...

A new analysis finds the FHFA’s decision to allow VantageScore in conforming mortgages could save lenders and borrowers approximately $650 million annually while expanding credit access to millions of ...

Your credit score mostly comes down to two numbers: utilization ratio and delinquencies. Here's what they mean and how to ...

More than a quarter of people who checked their credit reports found errors serious enough to impact their score, according ...

Credit scores can determine your eligibility for loans, credit cards and more. And having a high credit score could save you ...

Effective credit management includes monitoring scores and reports. Credit scores indicate responsibility, while reports ...

COLORADO SPRINGS, Colo. (KOAA) — Colorado’s average credit score fell about one percent over the past year, placing the state among those with the largest declines nationwide as Americans continue to ...

Buy now, pay later loans do show up on consumer credit reports, but they’ll only affect your credit score and are only universally visible to lenders on your credit report from Equifax. Here’s a ...

SAN FRANCISCO--(BUSINESS WIRE)--Federal Housing Finance Agency (FHFA) Director Bill Pulte’s July 2025 decision to authorize VantageScore 4.0 for competitive use in GSE-conforming mortgages saves the U ...