In 2025, overlooking certificate of deposit (CD) rates could lead to significant financial losses. A recent report warns that this oversight might become the most expensive mistake for savers this ...

Certificates of deposit (CDs) are a popular "set-it-and-forget-it" way to earn interest with almost zero risk. Today, you can lock in a 14-month CD and earn a guaranteed 4.25% APY -- not bad in ...

CDs earning 4% APY provide guaranteed returns with FDIC insurance up to $250,000 — making them one of the safest investments available. A $10,000 CD at 4% APY earns $400 in one year, while a 5-year CD ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

It can be hard to pass up a good deal, whether it's a free soda when you buy lunch at the local sandwich shop or a BOGO sale at your favorite clothing store. And certificates of deposit (CDs) are ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...