Social Security benefits usually only change en masse in January when the new cost-of-living adjustment (COLA) takes effect. But if you're one of the 3.2 million Americans affected by the Social Security Fairness Act's recent passage,

Social Security plays a vital role in providing financial support during retirement. Understanding the payment schedule and amounts can help beneficiaries plan better.

The agency will move ahead with a much narrower revision eliminating direct deposit changes by phone amid DOGE fraud concerns.