Rising jobless claims and cooler inflation helped rates fall today, but experts don't expect significant drops in the near future.

After notching a one-year high last week, mortgage rates moved lower Thursday—the third drop in the last four days. Rate movement was mixed for other loan types.

Mortgage rates are down and under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.94%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.10%.